Top UPI Apps based on Transaction Volumes. Here are the UPI apps ranked by total transaction volume in October 2025: Rank UPI App Number of Transactions (Oct-2025) Share by Volume* 1 PhonePe ~ 9,412 million (~9.4 billion) ~ 45.47% 2 Google Pay ~ 7,166 million (~7.1 billion) ~ 34.62% 3 Paytm ~ 1,523 million (~1.52 billion) ~ 7.36% 4 Navi ~ 574.30 million ~ 2.77% 5 super.money (Flipkart) ~ 264.79 million ~ 1.28% 6 CRED ~ 157.99 million — (smaller share) 7 BHIM ~ 125.70 million < 1% 8 Amazon Pay ~ 94.32 million < 1% Here are the UPI apps ranked by transaction value in October 2025, based on NPCI / industry-reports: Rank UPI App Approx. Transaction Value (Oct 2025) Share of Total UPI Value 1 PhonePe ~ ₹ 13,06,401.90 crore ~ 47.88% 2 Google Pay ~ ₹ 9,54,186.10 crore ~ 34.98% 3 Paytm ~ ₹ 1,67,177.27 crore ~ 6.13% 4 CRED ~ ₹ 62,438.03 crore ~ 2.29% 5 Navi ~ ₹ 30,618 crore (≈ ₹ 306.18 billion) ~ 1.12% (derived from ...
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